3 保險

Dialogue　對話　MP3 02-03

Steven's father Ben advises Steven to buy a life insurance. Now they are talking about it.

Ben:Hey, son, are you insured?

Steven:Not yet, but I'm thinking of it. Have you bought one, Dad?

Ben:I took out a life insurance policy and made your mother the beneficiary.

Steven:Can you tell me why you want to buy it?

Ben:I am a fireman and it is a dangerous job. I have to consider your mother's life.

Steven:Oh, I see. Do you advise me to buy one?

Ben:You have children now. What if something, God forbid, happens to you?

Steven:That's true. Well, how much do you think I should get?

Ben:A $100000 policy shouldn't be too expensive. Here, call my agent. He'll give you a good deal.

史蒂文的父親本建議史蒂文買一份人壽保險。此刻他們正在談論此事。

本：嗨，兒子，你買保險了嗎？

史蒂文：還沒有，不過我正考慮呢。爸爸，你買了嗎？

本：我買了份壽險，受益人是你母親。

史蒂文：你能告訴我你為什么要買嗎？

本：我是消防員，工作很危險。我必須為你母親的生活考慮一下。

史蒂文：哦，我明白了。你建議我買嗎？

本：你現在也有小孩了。如果萬一有什么不測，當然但愿不會如此，那該怎么辦？

史蒂文：那倒是。哦，你覺得我應該花多少錢買這個？

本：10萬元保單不算貴。給你這個，打個電話給我的代理人，他會給你一個合理的價錢。

Vocabulary and Phrases　單詞和短語

insure [?n????]v．給……保險

beneficiary [ben??f???r?]n．受惠者，受益人

fireman [?fa??m?n]n．消防隊員，司爐工

dangerous[?de?nd?r?s]adj．危險的，不安全的

forbid [f??b?d]v．禁止，阻止，不許

agent [?e?d??nt]n．代理人，代理商

Key Sentences　核心句型

人壽保險

1 He has a life assurance．他投保了人壽保險。

2 She takes out a life insurance policy．她辦理了人壽保險。

3 What is the sum assured？人壽保險額是多少？

4 Have you assured your life？你投人壽保險了嗎？

實用句型，也可以這樣說

(也可以這樣說：Do you have life insurance? )

5 Would you be interested in buying one life insurance？你有興趣買一份人壽保險嗎？

6 I am thinking of taking out a life insurance policy．我正在考慮買一份人壽保險。

7 It is advisable to insure your life against accident．最好參加人壽保險，以防意外。

8 Do you mean the life insurance is against accidents？你的意思是人壽險是預防事故的嗎？

9 A life-insurance policy may serve as security for a loan．人壽保險可作貸款的抵押。

10 I insured my life for ￡5000．我投保了5000英鎊的人壽保險。

11 I decided to buy a life assurance of one hundred thousand dollars．我決定買十萬美元的人壽保險。

12 I paid premiums on my life insurance last year．我去年付了人壽保險費。

13 I took out a life insurance policy and made my wife the beneficiary．我入了一份人壽保險，妻子是受益人。

14 I have life insurance and my home and its contents are also insured．我買了人壽保險，我的家和里面的東西也都入了保。

養老保險

1 What is social endowment insurance？什么是社會養老保險？

2 What source does endowment insurance fund have？養老保險基金有哪些來源？

3 My son bought endowment insurance for me．我兒子給我買了養老保險。

4 Who should attend rural society endowment insurance？哪些人應參加農村社會養老保險？

5 You can inquire online endowment insurance code．你可以上網上查詢相關的養老保險法規呀。

6 Pension system is an important social system．養老保險制度是一項重要的社會制度。

7 You will get the basic retirement benefits from our company．退休后你就能從公司得到基本養老保險金。

8 Fund your retirement, son. And don't withdraw it．孩子，要交你的養老保險，不要撤回。

9 Our country should raise the status in the old-age insurance work of enterprises．我們國家應該提高企業在養老保險工作中的地位。

10 The state encourages personal savings for old age．國家鼓勵開展儲蓄性養老保險。

11 The establishment of the endowment insurance system for farmers has become a social consensus．建立農民養老保險制度已經成為社會的共識。

失業保險

1 Do you know how to get unemployment insurance？你知道如何得到失業保險嗎？

2 Are you eligible for unemployment insurance？你有資格享受失業保險嗎？

3 You can enjoy unemployed insurance treatment．你可以享受失業保險的待遇。

4 Your unemployment insurance will insure from the third week of your being out of work.從你失業的第三周起，你的失業保險就開始生效。

5 According to the rule, unemployed personnel cannot enjoy unemployed insurance treatment under the circumstance of active abdication．依據規定，失業人員在主動辭職的情況下不能享受失業保險待遇。

6 Given its limited coverage, the insurance program is incomplete．失業保險目前因覆蓋面窄而并不完備。

7 At the end of 2000, a total of 100 million employees were covered by unemployment insurance．截止2000年底，失業保險覆蓋職工達一億人。

8 More and more people are living on unemployment insurance．越來越多的人靠失業保險金過日子。

9 Unemployment insurance also extends the time a person stays off the job．失業保險延長了勞動者的待業時間。

10 We need to improve the unemployment insurance system．我們需要完善失業保險制度。

11 Unemployment insurance can guarantee the basic livelihood of laid-off personnel.失業保險可以保障失業人員的基本生活。

醫療保險

1 How do I pick the medical plan？我怎樣選擇醫療保險？

2 What kind of medical insurance are you covered by？你享有那種醫療保險？

3 Do you have your health insured？您參加醫療保險了嗎？

4 What do our medical benefits cover？我們的醫療保險包括哪些？

5 Nearly 30% of people are now without health insurance．近30%的人現在沒有醫療保險。

6 How much is the co-pay for this medical insurance？這種醫療保險的自付率是多少啊？

7 Do you agree to mandatory health insurance？你是否同意強制醫療保險？

8 Most health insurance plans do not pay for long term care．大部分醫療保險不會支付長期療養費用。

9 The government offers its employees excellent health insurance benefits．政府給員工提供很好的健康醫療保險。

10 Some people receive medical coverage from large employers．一些人能從大的雇主那里得到醫療保險。

11 When the employees lose their jobs, most of them lose their health insurance too．一旦員工們丟了工作，多數也同時丟了醫療保險。

12 Do you have insurance, or will you be taking care of this yourself？您有醫療保險，還是醫藥費自理呢？

13 Most foreigners have insurance to pay for treatment．大部分外國人都用醫療保險來付治療費用。

14 Have you ever thought of getting medical insurance？您是否想過購買醫療保險？