{"a new rail-road" = The Camden and (Perth) Amboy line crossed New Jersey in 1833, and the Philadelphia and Columbia (Penn.) line opened in 1834}

"We shall have to consult you, Miss Elinor, in our proceedings," said Mr. Hubbard, as they were sitting at the dinner-table; perhaps you don't know it, but you will be one of our stockholders, and much interested in our success, I assure you."

"My grandfather tried last night to give me some notions on the subject, Mr. Hubbard; but I am afraid he was not very successful."

"Oh, I don't know that," said Mr. Wyllys; "I shall make quite a business woman of you, yet, Nelly." In fact, her grandfather had taken the moment to assure Elinor that it was high time she should have some just ideas on such subjects, and insisted on her listening to all his explanations, and doing her best to comprehend them. Elinor tried to be a docile pupil, and really acquired some useful information, which may appear singular to romantic young ladies, who set up for broken-hearted; as her only object, however, was to gratify her grandfather, we hope she will be forgiven for anything so much out of character in a heroine.

"It is a beautiful speculation, Miss Wyllys," observed Mr. Taylor. "I suppose you know enough about these things, to be glad to hear that in a year or two, you will probably realize two hundred per cent. on your lots in Water-Street, where the depot is to be built."

"It all sounds very grandly, certainly," said Elinor, smiling.

"We shall make a fortune for you, Miss Elinor," added Mr. Hubbard. "You will be the great lady of Longbridge."

"I dare say, Nelly, you will find some way of spending the money; young ladies know very well how to get rid of it, let it come ever so fast."

"Yes, sir, my daughters are very expert at that; Emmeline thinks nothing of giving fifty dollars for a flimsy pocket-handkerchief, and as much for a flighty-looking hat. But I've no objections; I'll tell you in confidence, that is what we make our money for, Miss Elinor--for our children to spend," added Mr. Hubbard, smiling good-naturedly. "I dare say you will find a right use for some of yours. It will be in good hands, and I hope you may long enjoy it," said he, making a bow to Elinor, as he drank off a glass of Madeira.

{"fifty dollars for a flimsy pocket-handkerchief" = this remark by Mr. Hubbard reflects James Fenimore Cooper's little-known novelette, "The Autobiography of a Pocket-Handkerchief" (1843), as do many aspects of the greedy and ostentatious Taylor family whom Emmeline Hubbard seeks to emulate}

Mr. Taylor, though he joined in the toast with some "affable" remark, as usual, could not help regretting that so much money, and consequently the power of making so much more, should not be in the hands of one who could turn it to better account than Miss Elinor Wyllys. He had a very poor opinion of Mr. Wyllys's money-making abilities, and thought him very "unenterprising."

That gentleman, on the contrary, when brought in closer contact with Mr. Taylor, began to have a clearer insight into his character, and while he found him uncommonly clever, discovered that several of his propositions betrayed anything but high principles. He began to believe that Mr. Graham's dislike was not ill-founded.

Mr. Hubbard, in the mean time, who had known Elinor from a child, was thinking how he could say something agreeable about love and beaux, supposed always to be pleasant subjects to young ladies.

He felt some doubts about hinting at Hazlehurst, for he thought he had heard the engagement was broken off. Happily for Elinor, the party rose from table before anything had suggested itself.

At length Mrs. Wyllys's boy recovered, and was sent off to school; and this rail-road matter was also satisfactorily settled. As there was nothing more to detain the family in the country, the Wyllyses went to Philadelphia, and took possession of their lodgings for the winter.